Daraja Settings | ServiceFlow Admin

Environment

Mode

Use Sandbox while testing with Safaricom's test credentials. Switch to Production only once you have real Daraja app credentials.

Callback base URL

Safaricom must be able to reach this URL to deliver payment results. localhost won't work for real STK/B2C testing - use a tunnel (e.g. ngrok) or your live domain.

Consumer Credentials (from your Daraja app)

Consumer Key

Consumer Secret

Customer Payments (STK Push)

Business Shortcode

Passkey

Technician Payouts (B2C)

Enable B2C payouts

When off, the Payouts page will refuse to send money even if everything below is filled in - a safety switch while you're setting things up.

Initiator Name

Initiator Password

M-Pesa Public Certificate (PEM)

Download this from your Daraja account: sandbox credentials are on the "Test Credentials" page, production from your M-Pesa Org portal. Not secret (it's Safaricom's public key), but it does rotate periodically - update it here if payouts start failing with a credential error.